"What's your retention rate over the last 3 years? Profitable books can quietly shrink — I want to understand if you're growing, flat, or eroding."
"Profitability today is a function of yesterday's book. The question is: are you protecting what you have while growing, or just defending the base?"
"A profitable book is the right starting point — not a reason to stop. The goal isn't to change what's working, it's to protect it and grow it."
| Down pmt | Amount | Monthly |
|---|