"Carrier fee increases squeeze margins on both sides — and they're exactly when operational efficiency matters most. What if we looked at this as a margin protection tool?"
"Which carrier fees went up, and by how much? I want to understand whether this is a structural change or a cyclical one."
"We can help offset carrier fee increases through better policy placement and retention — if we keep more policies on the book and place them more efficiently, the net effect offsets the fee increase."
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