Our carriers don't allow electronic signatures on certain forms — we still need paper.

"Which carriers, and which forms are the issue — state-specific filings, fidelity bonds, something else? I want to name the specific gap."

"We have a hybrid workflow — electronic for most carriers, paper override for the ones that require it. You don't have to choose one or the other."

"Carrier-specific paper requirements are a real constraint — I understand that. We handle the electronic side for the majority of your business and make paper easy for the exceptions. You shouldn't have to run two systems."