"What would make month-to-month worth it — flexibility to exit, or actual cash-flow constraints? Those lead to very different conversations."
"Month-to-month is available, but you're paying 15-20% more annually for that flexibility. If exit risk is real, let's talk about what a performance clause looks like instead of just paying the premium."
"Fair concern. Here's what I'd suggest: go month-to-month but set a 90-day success metric — if we hit it, great; if we don't, you're out with no penalty. Skin in the game on both sides."
| Down pmt | Amount | Monthly |
|---|